Time Certificates

CDF offers more than 50 different Time Certificate investments, with terms ranging from six months to five years. You can open a CDF Time Certificate with as little as $1,000 and you may add to the principal of your Certificate (in increments of $100 or more) at any time, for the entire term of your investment. When you do, your new principal earns interest at the same rate as your original investment.



  • 6 Months
  • 12 Months
  • 18 Months
  • 2 years
  • 3 years
  • 4 years
  • 5 years